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To date, over 122,000 people have achieved home ownership through Keystart.

Correct at 19th December 2024

Keystart income and property price limits have changed!

Keystart is a Western Australian Government Initiative that provides home loans to those that may not meet the deposit requirements of mainstream lenders. To date, over 122,000 people have achieved home ownership through Keystart.

It has been announced that Keystart are making it easier for home buyers to enter the property market by increasing their income and property price limits! This means that those that may not have fit their eligibility criteria before, could now!

Below we have outlined these exciting changes for the Low Deposit Home Loan:

  • The income limit for singles is now $148,000 – previously $137,000
  • The income limit for couples and families is now $218,000 – previously $206,000
  • The new property price limit is $730,000

These increased income limits apply only to those who enter into a contract of sale from December 19th 2024.

In addition to their income limits, Keystart products offer a variety of benefits to home buyers which include:

  • Deposits from as low as 2%.
  • No lenders Mortgage Insurance.
  • No monthly account keeping fee.

Don’t wait any longer to achieve your dreams of home ownership! Contact us today to find out more.

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Thanh Nguyen

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Alexis Buckley-Carr

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